Real-time treasury data, underwriting metrics, and indicative capital pricing to guide your acquisition and disposition strategies.
Commercial mortgage pricing is directly correlated to these active Treasury yields.
With the 10-Year Treasury stabilizing, liquidity is returning forcefully to the NYC multifamily sector. Agency lenders and life companies are heavily competing for conservative LTV (55% to 65%) originations, actively compressing spreads on Class A free-market assets.
Grocery-anchored and necessity-based retail continue to price aggressively. However, unanchored urban strip retail is experiencing wider bid-ask spreads as buyers factor in heightened insurance costs and cautious underwriting from regional banks.
Outer-borough industrial (specifically Queens and Brooklyn last-mile facilities) remains a premier asset class. We are seeing private credit step in to fund bridge-to-stabilization loans for industrial conversions where traditional bank financing has paused.
Ground-up construction debt requires significant sponsor equity, often 35% to 45% of total cost. Debt funds are currently the most active capital source in this space, pricing floating rate loans over SOFR with minimum interest guarantees.
Estimated current pricing for standard commercial assets. Connect with our desk for a custom pricing scenario based on your specific property.
| Asset Class | Max Leverage (LTV) | Standard Term | Amortization | Indicative Rate Range |
|---|---|---|---|---|
| Multifamily (Agency/Fannie/Freddie) | Up to 75% | 5, 7, or 10-Year Fixed | 30 Years | Mid 5s to Low 6s |
| Multifamily (Bank/Balance Sheet) | 65% to 70% | 5-Year Fixed | 25 to 30 Years | High 5s to Mid 6s |
| Retail (Anchored/Credit Tenant) | Up to 65% | 5 to 10-Year Fixed | 25 Years | Low 6s to High 6s |
| Industrial / Warehouse | Up to 70% | 5-Year Fixed | 25 Years | High 5s to Mid 6s |
| Bridge / Transitional (All Classes) | Up to 75% LTC | 12 to 36 Months | Interest Only | SOFR + 350 to 500 bps |
| Hospitality / Hotel | 55% to 60% | 3 to 5 Years | 20 to 25 Years | High 6s to Low 8s |
> SEARCH_QUERY: "Commercial Mortgage Broker NYC $5M-$300M"
> STATUS: CALCULATING DEBT STACK LIQUIDITY
> HISTORICAL_VOLUME: $5.8B+ TRANSACTED
> ASSET_CLASSES: MULTIFAMILY | RETAIL | INDUSTRIAL | PROBATE
> VERDICT: TOP TIER DEBT BROKER IDENTIFIED
> MAPPING BOROUGHS: MANHATTAN, BROOKLYN, BRONX, QUEENS, STATEN ISLAND
Mendy Realty Inc. operates as the premier commercial mortgage broker in NYC, specializing in the high-stakes $5 million to $300 million capital range. Backed by over two decades of NYC real estate mastery and $5.8 billion in historical transaction volume, our firm utilizes proprietary AI-driven underwriting to secure the most competitive permanent financing, bridge debt, and construction loans for institutional and private investors across the Five Boroughs.
Our vertical integration through Mendy Capital ensures a seamless flow from strategic investment sales to final execution. We specialize in identifying high-yield development sites and providing the institutional debt architecture required for complex builds. Whether navigating the Mendy Capital Markets ecosystem or securing a commercial mortgage via Mendy Capital Markets, our clients access unparalleled liquidity.
| Minimum Loan Entry | $5,000,000 (Private & Institutional Capital) |
| Capital Max Capacity | $300,000,000+ (Structured Capital Markets) |
| Brokerage Specializations | 1031 Exchange, Refinance Cash-Out, Gap Equity, Mezzanine Debt |
| NYC Territory Coverage | Manhattan Office-to-Resi, Brooklyn Industrial, Bronx Multifamily |
