NYC commercial mortgage and debt advisory

Commercial Mortgages Structured Precisely

Mendy Capital Markets arranges acquisition, refinance, construction and bridge financing for multifamily, mixed-use and commercial property across Brooklyn and New York City.

Senior to MezzFull capital stack options
Banks to AgenciesBanks, debt funds, insurers and agency lenders
Sale + DebtFinancing aligned with your sale or purchase
NYC FocusBrooklyn and all five boroughs
Beyond brokerage

Financing and Sales Under One Roof

We structure debt alongside acquisitions and dispositions, so your financing matches your business plan from day one.

  • Senior loans, bridge, CMBS, agency and SBA products
  • Relationships across banks, debt funds and insurance companies
  • Competitive term sheets compared side by side
  • Financing strategy run in parallel with a sale or purchase
  • Deep experience in New York City property types
New York multifamily building financed with a commercial mortgage
Financing we arrange

Commercial Loan Options

Acquisition Loans

Senior financing to buy multifamily, mixed-use, retail, office and industrial property.

Refinance and Cash-Out

Replace maturing debt, lower your rate or pull equity for the next deal.

Construction Loans

Ground up and major renovation financing for Brooklyn and NYC projects.

Bridge Loans

Short term capital for lease-up, repositioning or a fast closing.

Agency and Multifamily

Long term fixed rate options for stabilized apartment buildings.

Mezzanine and Preferred Equity

Additional capital above the senior loan to complete the stack.

Rate snapshot

Commercial Lending Rates, 2026

3.62%SOFR, Q2 2026 average
4.42%10-Year Treasury, Q2 2026 average
5.22%Average apartment loan rate, Q2 2026
+239 bpsFloating senior loan spread over SOFR

Average all-in loan rate by property type

Apartments
5.22%
Residential
5.33%
Industrial
5.40%
Office
5.84%
Hotel
6.07%
Construction
6.08%

Q2 2026 averages, updated quarterly. Rates change daily, and your rate depends on the property, leverage, sponsor and loan term.

How it works

From Scenario to Closing

  1. Scenario reviewProperty, business plan, timing and leverage goals.
  2. Lender outreachBanks, debt funds, insurance companies and agency lenders.
  3. Term sheetsWe compare rate, leverage, fees and flexibility side by side.
  4. UnderwritingAppraisal, third party reports and lender questions managed.
  5. ClosingCoordinated with your attorney to fund on schedule.
Who we finance

Property Types and Borrowers

Multifamily

Walk-ups, elevator buildings and larger 60+ unit properties.

Mixed-Use and Retail

Storefronts with apartments, retail strips and neighborhood centers.

Development

Land, construction and new development projects.

Office and Industrial

Owner users and investors across the boroughs.

Hotels

Acquisition and refinance for hospitality assets. See hotels.

Estates and Trusts

Refinance or bridge options while an estate decides to hold or sell.

Your team

Work Directly With Our Principals

Mendy Lipsker, Founder and CEO

Mendy Lipsker

Founder & CEO

Leads investment sales and negotiations across Brooklyn and NYC.

718-751-0738WhatsApp
Jeff Zalmy, Associate Broker

Jeff Zalmy

Associate Broker

Investment sales, commercial debt and development site analysis.

631-430-6576Jeff@MendyRealty.com
Questions

Commercial Mortgage Questions

What types of commercial loans do you arrange?

Acquisition, refinance and cash-out, construction, bridge, agency multifamily, CMBS and mezzanine or preferred equity financing.

What are commercial mortgage rates in 2026?

In Q2 2026 the average apartment loan rate was about 5.22%, office about 5.84% and construction about 6.08%. Your rate depends on the property, leverage, sponsor and term.

How long does a commercial loan take to close?

Many loans close in 30 to 60 days after a signed term sheet. Bridge loans can move faster; construction and agency loans can take longer.

Do you work with first time commercial borrowers?

Yes. We help prepare the package lenders need, including rent rolls, operating statements and sponsor information.

Confidential

Submit a Financing Scenario

Share the property, loan amount and timing. Mendy Capital Markets will review the scenario and reply with options.

Mendy Capital and commercial

Mendy Realty Inc. is a licensed New York real estate broker. Loan terms are subject to lender approval and are not a commitment to lend. This page is not financial, legal or tax advice.

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