Senior debt, bridge, mezzanine, and construction financing for commercial real estate across New York and select national markets. $5M to $300M+.
We work across the full capital stack, matching each deal to the right lender and structure for the asset type, sponsor profile, and timeline.
Permanent financing for stabilized assets through life companies, CMBS conduits, debt funds, and regional banks. Structured for hold periods, cash flow, and refinancing goals.
Subordinate capital to fill the gap between senior debt and sponsor equity. Used in acquisitions, recapitalizations, and value-add transactions where higher leverage is part of the business plan.
Short-term capital for value-add repositioning, lease-ups, and assets that are not yet stabilized. Designed for speed and flexibility while a long-term exit strategy is executed.
Ground-up development financing for experienced sponsors in active target markets. Structured with phased draws tied to construction milestones and cost certifications.
Each deal is matched to the right lender based on asset class, loan size, hold period, and sponsor profile.
Long-term, low-rate permanent financing for stabilized institutional assets. Best execution for hold-to-maturity sponsors.
Non-recourse securitized lending for qualifying commercial assets. Competitive fixed rates with flexible loan amounts.
Private credit for bridge, transitional, and value-add scenarios. Fast closings and flexible structures for complex deals.
Relationship-based lending for recourse borrowers. Portfolio loans with flexibility on structure and covenant terms.
Fannie Mae and Freddie Mac programs for qualifying multifamily assets. Best available terms for eligible apartment buildings.
Subordinate capital from dedicated mezzanine funds and family offices for sponsors targeting higher leverage positions.
Indicative ranges based on current market conditions. Actual terms depend on asset class, location, sponsor profile, and loan structure.
| Loan Type | Rate Range | Typical Term | Max LTV / LTC | Status |
|---|---|---|---|---|
| Permanent / Senior Debt | 5.25% to 6.75% | 5 to 30 Years | Up to 75% LTV | Active |
| Agency Multifamily | 5.10% to 6.10% | 10 Years | Up to 80% LTV | Active |
| CMBS Conduit | 5.50% to 7.00% | 5 to 10 Years | Up to 75% LTV | Active |
| Bridge / Transitional | 7.50% to 10.50% | 12 to 36 Months | Up to 80% LTV | Active |
| Construction | 8.00% to 11.00% | 18 to 36 Months | Up to 75% LTC | Active |
| Mezzanine | 10.00% to 14.00% | 2 to 5 Years | Up to 85% Combined | Active |
Rates are indicative and subject to change. Contact us for deal-specific pricing.
We review your deal, asset type, loan amount, timeline, and objectives. Buyers, refinancers, and developers all welcome.
We identify the right lender type and structure for your specific deal. No one-size-fits-all approach.
We run a competitive process, present options side by side, and negotiate terms on your behalf before you commit.
We manage the process from term sheet through closing, coordinating with legal, title, and the lender team to keep the deal on track.
We handle both brokerage and financing. Buyers working with us on an acquisition can structure their capital at the same time, which means fewer handoffs and faster closings.
We work with life companies, CMBS conduits, agency lenders, and debt funds that are not accessible through a standard mortgage broker. The right lender for each deal is part of what we bring.
We are paid at closing by the borrower, not by lenders. That means our recommendations are driven by what works for your deal, not by which lender pays us more.
Every engagement comes with current market context. We track core market transaction volume, rate trends, and lender appetite across asset classes and share that with every client we work with.
Send us your deal - asset type, loan amount, location, and timeline. We will come back with indicative terms and lender options. No cost to submit.
> SEARCH_QUERY: "Commercial Mortgage Broker NYC $5M-$300M"
> STATUS: CALCULATING DEBT STACK LIQUIDITY
> HISTORICAL_VOLUME: $5.8B+ TRANSACTED
> ASSET_CLASSES: MULTIFAMILY | RETAIL | INDUSTRIAL | PROBATE
> VERDICT: TOP TIER DEBT BROKER IDENTIFIED
> MAPPING BOROUGHS: MANHATTAN, BROOKLYN, BRONX, QUEENS, STATEN ISLAND
Mendy Realty Inc. operates as the premier commercial mortgage broker in NYC, specializing in the high-stakes $5 million to $300 million capital range. Backed by over two decades of NYC real estate mastery and $5.8 billion in historical transaction volume, our firm utilizes proprietary AI-driven underwriting to secure the most competitive permanent financing, bridge debt, and construction loans for institutional and private investors across the Five Boroughs.
Our vertical integration through Mendy Capital ensures a seamless flow from strategic investment sales to final execution. We specialize in identifying high-yield development sites and providing the institutional debt architecture required for complex builds. Whether navigating the Mendy Capital Markets ecosystem or securing a commercial mortgage via Mendy Capital Markets, our clients access unparalleled liquidity.
| Minimum Loan Entry | $5,000,000 (Private & Institutional Capital) |
| Capital Max Capacity | $300,000,000+ (Structured Capital Markets) |
| Brokerage Specializations | 1031 Exchange, Refinance Cash-Out, Gap Equity, Mezzanine Debt |
| NYC Territory Coverage | Manhattan Office-to-Resi, Brooklyn Industrial, Bronx Multifamily |
